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Self-Directed Brokerage Account

Texa$aver offers the Schwab Personal Choice Retirement Account® (PCRA) through Charles Schwab & Co., Inc. (Member SIPC), a registered broker-dealer. The PCRA is intended for knowledgeable investors who acknowledge and understand the risks associated with the investments contained in the PCRA. The PCRA is a brokerage option that gives you the ability to invest in your choice of most New York Stock Exchange, American Stock Exchange and NASDAQ listed stocks; most corporate and government bonds; and thousands of mutual funds with no loads and no transaction fees. View the Fact Sheet, Pricing Guide and Pricing Summary to learn more. You may also view an electronic presentation about PCRA.

To review your options through Schwab, view funds available at Schwab. Also, a list of funds available in the PCRA is provided in the "PCRA Resources" section at

You may transfer part of your total plan account balance into your PCRA, as long as you maintain a minimum of $500 in the Texa$aver core funds to cover the monthly fees. Additional transaction fees may apply to your PCRA. View the Pricing Guide on Schwab's website for detailed information about these fees and commissions.

To open a PCRA, choose the "Enroll or Make Transfers in the Self-Directed Brokerage Account" link under the "Investments" tile.

More detailed information about Schwab PCRA is in the PCRA Enrollment Guide.

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If you would like to speak with a Customer Service Representative concerning the Schwab Self-Directed Brokerage Account, call the national customer service center at (800) 634-5091. Customer Service Representatives are available Monday through Friday, 8 a.m. to 7 p.m. CT, except on New York Stock Exchange holidays. Hearing-impaired employees can contact the national customer service center through the special TDD toll-free number, (800) 766-4952.

Charles Schwab & Co., Inc. and GWFS Equities, Inc. are separate and unaffiliated.

For additional information concerning this material, please contact Charles Schwab & Co., Inc. at Additional information can be obtained by calling (888) 393-7272. Charles Schwab & Co., Inc. is not affiliated with Great-West Life & Annuity Insurance Company or any of its subsidiaries or affiliates. Neither Great-West Life & Annuity Insurance Company nor any of its subsidiaries or affiliates have reviewed or approved these materials or are responsible for the materials or for providing updated information with respect to the materials.

Please consider the investment objectives, risks, fees and expenses carefully before investing. For this and other important information, you may obtain mutual fund prospectuses for registered investment options and/or disclosure documents from under "Investments" or by requesting one from your Texa$aver representative. For prospectuses related to investments in your Schwab PCRA, contact Schwab at (888) 393-7272. Read them carefully before investing.

Empower Retirement is not responsible for, nor does it endorse the content contained in, the additional websites provided. These websites are for general education and information only and are provided as a benefit to the users of the sites.

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